Progressive Insurance Review: Coverage, Claims & Discounts

Progressive is a top-three auto insurer known for its Name Your Price tool and Snapshot telematics.

By the Home & Dime Editorial Team · Updated 2026

What Progressive offers

Progressive offers auto, home (via partners), renters, motorcycle, boat, and commercial auto insurance.

Filing a claim with Progressive

File online, via the app, or by phone 24/7; the Snapshot program can reward safe driving.

Discounts

Savings include multi-policy, multi-car, Snapshot, homeowner, and continuous-insurance discounts.

Who Progressive is best for

Drivers who want to compare prices and those with less-than-perfect records.

Frequently asked questions

What is Snapshot?

A telematics program that can lower rates for safe driving.

Does Progressive cover high-risk drivers?

It’s known for competitive options for higher-risk drivers.

Learn more about coverage

• What does homeowners insurance cover?
• What does full coverage car insurance cover?

Independent overview for informational purposes. Not affiliated with or endorsed by the insurer. Confirm current details on the company’s official site. Sources: company disclosures; Insurance Information Institute.