Nationwide Insurance Review: Coverage, Claims & Discounts

Nationwide is a full-service insurer offering auto, home, life, and financial products with strong bundling.

By the Home & Dime Editorial Team · Updated 2026

What Nationwide offers

Nationwide provides auto, homeowners, renters, condo, life, and pet insurance nationwide.

Filing a claim with Nationwide

File online, via the app, or by phone 24/7; SmartRide telematics can reward safe driving.

Discounts

Savings include bundling, SmartRide, SmartMiles (pay-per-mile), and paperless discounts.

Who Nationwide is best for

People wanting a one-stop insurer for home, auto, life, and even pet coverage.

Frequently asked questions

What is SmartMiles?

A pay-per-mile auto program for low-mileage drivers.

Does Nationwide offer pet insurance?

Yes — it’s a large pet insurer.

Learn more about coverage

• What does homeowners insurance cover?
• What does full coverage car insurance cover?

Independent overview for informational purposes. Not affiliated with or endorsed by the insurer. Confirm current details on the company’s official site. Sources: company disclosures; Insurance Information Institute.