Does Car Insurance Cover Catalytic Converter Theft?

Yes — comprehensive car insurance covers catalytic converter theft, including the stolen part and related damage, minus your deductible.

By the Home & Dime Editorial Team · Updated 2026

Covered

• The stolen converter.
• Damage from the removal.

Steps

1. File a police report.
2. Open a comprehensive claim.

Frequently asked questions

Which coverage pays?

Comprehensive — not liability or collision.

Will it raise rates?

Comprehensive claims are less likely to than at-fault crashes.

Related guides

• Does car insurance cover theft from a car?
• Comprehensive vs. collision

Sources: Insurance Information Institute (iii.org); Consumer Financial Protection Bureau; FEMA; state Departments of Insurance. General information, not insurance advice.